Sophia Sommer

Sophia Sommer

Assumable homes for sale in Prescott Valley, AZ

16 homesFHA & VA loansrates from 2.83% vs 7.40% today

Prescott Valley assumption guide
7682 Rabbit Brush Lane, Prescott Valley, AZ, 86315 — assumable VA mortgage at 3.45%
VA
Active
69
$519,500$79,410 down
Rate
3.45%
7.40%today
Payment
$2,164/mo
$3,358today
  • 4beds
  • 2baths
  • 1,765sqft

7682 Rabbit Brush Lane, Prescott Valley

8500 Yavapai Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.83%
FHA
Active
55
$330,000$86,236 down
Rate
2.83%
7.40%today
Payment
$1,156/mo
$1,940today
  • 3beds
  • 2baths
  • 1,122sqft

8500 Yavapai Road, Prescott Valley

5351 WICKIUP Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
6
$425,000$166,133 down
Rate
3.04%
7.40%today
Payment
$1,244/mo
$2,033today
  • 3beds
  • 2baths
  • 1,392sqft

5351 WICKIUP Road, Prescott Valley

7685 Summit Pass --, Prescott Valley, AZ, 86315 — assumable VA mortgage at 2.90%
VA
Active
43
$400,000$225,850 down
Rate
2.90%
7.40%today
Payment
$830/mo
$1,381today
  • 3beds
  • 2baths
  • 1,425sqft

7685 Summit Pass --, Prescott Valley

3096 Montana Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.67%
VA
Active
50
$599,999$95,188 down
Rate
4.67%
7.40%today
Payment
$2,811/mo
$3,766today
  • 3beds
  • 2baths
  • 1,777sqft

3096 Montana Drive, Prescott

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%
VA
Active
59
$598,000$345,108 down
Rate
3.57%
7.40%today
Payment
$1,476/mo
$2,256today
  • 4beds
  • 3baths
  • 2,616sqft

1812 READING Lane, Prescott

8790 Totem Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$344,900$194,333 down
Rate
3.61%
7.40%today
Payment
$800/mo
$1,217today
  • 4beds
  • 2baths
  • 1,673sqft

8790 Totem Circle, Prescott Valley

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
21
$219,500$129,066 down
Rate
4.03%
7.40%today
Payment
$525/mo
$758today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

4885 Ramada Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.17%
VA
Active
22
$444,444$262,858 down
Rate
4.17%
7.40%today
Payment
$1,029/mo
$1,462today
  • 3beds
  • 2baths
  • 1,450sqft

4885 Ramada Drive, Prescott

10817 TURQUOISE Circle, Dewey, AZ, 86327 — assumable VA mortgage at 6.67%
VA
Active
23
$450,000Potential short sale
Rate
6.67%
7.40%today
Payment
$2,946/mo
$3,171today
  • 3beds
  • 2baths
  • 1,779sqft

10817 TURQUOISE Circle, Dewey

375 Banning Creek Road, Prescott, AZ, 86303 — assumable FHA mortgage at 4.65%
FHA
Active
32
$425,000$61,490 down
Rate
4.65%
7.40%today
Payment
$2,010/mo
$2,699today
  • 2beds
  • 2baths
  • 1,693sqft

375 Banning Creek Road, Prescott

1013 FAIRWAY Drive, Dewey, AZ, 86327 — assumable FHA mortgage at 7.03%
FHA
Active
27
$350,000$34,025 down
Rate
7.03%
7.40%today
Payment
$2,156/mo
$2,237today
  • 3beds
  • 3baths
  • 1,686sqft

1013 FAIRWAY Drive, Dewey

2750 Cedar Springs Lane, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 6.90%
FHA
Active
35
$389,900$55,872 down
Rate
6.90%
7.40%today
Payment
$2,296/mo
$2,413today
  • 3beds
  • 2baths
  • 1,574sqft

2750 Cedar Springs Lane, Prescott Valley

5 BEAR Drive, Prescott, AZ, 86305 — assumable VA mortgage at 5.52%
VA
Active
50
$449,000$114,009 down
Rate
5.52%
7.40%today
Payment
$2,025/mo
$2,463today
  • 3beds
  • 2baths
  • 1,176sqft

5 BEAR Drive, Prescott

9355 WOLF Road, Dewey, AZ, 86327 — assumable FHA mortgage at 6.89%
FHA
Active
76
$430,000$128,743 down
Rate
6.89%
7.40%today
Payment
$2,008/mo
$2,113today
  • 3beds
  • 2baths
  • 1,308sqft

9355 WOLF Road, Dewey

2893 Brooks Range, Prescott, AZ, 86301 — assumable FHA mortgage at 7.22%
FHA
Active
36
$699,900$222,252 down
Rate
7.22%
7.40%today
Payment
$3,322/mo
$3,382today
  • 3beds
  • 2baths
  • 2,278sqft

2893 Brooks Range, Prescott

Assuming a mortgage in Prescott Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.83%
Lowest existing payment
$525 /mo
Median cash to assume
$128,743
Sophia Sommer

Sophia Sommer

Realtor License: SA699033000

The Sommer Group

sophia@sommergroupaz.comThe Sommer Group logo
Equal Housing Opportunity

The Sommer Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.