Sophia Sommer

Sophia Sommer

Assumable homes for sale in Phoenix, AZ

21 homesFHA & VA loansrates from 2.73% vs 7.40% today

Phoenix assumption guide
1032 27TH Drive, Phoenix, AZ, 85009 — assumable VA mortgage at 2.73%
VA
Active
20
$249,000$56,658 down
Rate
2.73%
7.40%today
Payment
$896/mo
$1,523today
  • 3beds
  • 1baths
  • 1,132sqft

1032 27TH Drive, Phoenix

1817 38TH Drive, Phoenix, AZ, 85009 — assumable FHA mortgage at 2.81%
FHA
Active
34
$285,000$99,699 down
Rate
2.81%
7.40%today
Payment
$869/mo
$1,462today
  • 3beds
  • 1baths
  • 876sqft

1817 38TH Drive, Phoenix

2834 Fillmore Street, Phoenix, AZ, 85009 — assumable FHA mortgage at 3.23%
FHA
Active
33
$430,000$186,203 down
Rate
3.23%
7.40%today
Payment
$1,223/mo
$1,951today
  • 4beds
  • 2baths
  • 2,022sqft

2834 Fillmore Street, Phoenix

3802 Mulberry Drive, Phoenix, AZ, 85019 — assumable FHA mortgage at 3.31%
FHA
Active
10
$320,000$162,572 down
Rate
3.31%
7.40%today
Payment
$797/mo
$1,258today
  • 3beds
  • 1baths
  • 1,237sqft

3802 Mulberry Drive, Phoenix

4235 LEWIS Avenue, Phoenix, AZ, 85009 — assumable FHA mortgage at 3.33%
FHA
Active
21
$329,999$143,985 down
Rate
3.33%
7.40%today
Payment
$945/mo
$1,489today
  • 3beds
  • 2baths
  • 1,262sqft

4235 LEWIS Avenue, Phoenix

3741 MORELAND Street, Phoenix, AZ, 85009 — assumable FHA mortgage at 5.23%
FHA
Active
19
$299,000Potential short sale
Rate
5.23%
7.40%today
Payment
$1,866/mo
$2,345today
  • 4beds
  • 2baths
  • 1,078sqft

3741 MORELAND Street, Phoenix

2344 MITCHELL Drive, Phoenix, AZ, 85015 — assumable FHA mortgage at 3.82%
FHA
Active
23
$415,000$163,970 down
Rate
3.82%
7.40%today
Payment
$1,371/mo
$2,033today
  • 4beds
  • 3baths
  • 1,860sqft

2344 MITCHELL Drive, Phoenix

2426 WELDON Avenue, Phoenix, AZ, 85015 — assumable FHA mortgage at 4.08%
FHA
Active
26
$375,000$264,622 down
Rate
4.08%
7.40%today
Payment
$697/mo
$1,000today
  • 4beds
  • 3baths
  • 1,734sqft

2426 WELDON Avenue, Phoenix

3806 SHERIDAN Street, Phoenix, AZ, 85009 — assumable FHA mortgage at 4.13%
FHA
Active
23
$325,000$217,143 down
Rate
4.13%
7.40%today
Payment
$652/mo
$931today
  • 4beds
  • 2baths
  • 1,312sqft

3806 SHERIDAN Street, Phoenix

2030 MONTE VISTA Road, Phoenix, AZ, 85009 — assumable FHA mortgage at 6.77%
FHA
Active
43
$374,900Potential short sale
Rate
6.77%
7.40%today
Payment
$2,680/mo
$2,855today
  • 4beds
  • 2baths
  • 1,407sqft

2030 MONTE VISTA Road, Phoenix

2726 TAYLOR Street, Phoenix, AZ, 85009 — assumable FHA mortgage at 5.54%
FHA
Active
22
$293,000$38,703 down
Rate
5.54%
7.40%today
Payment
$1,540/mo
$1,870today
  • 2beds
  • 1baths
  • 975sqft

2726 TAYLOR Street, Phoenix

3641 LEWIS Avenue, Phoenix, AZ, 85009 — assumable FHA mortgage at 4.46%
FHA
Active
17
$339,000$275,646 down
Rate
4.46%
7.40%today
Payment
$441/mo
$605today
  • 4beds
  • 2baths
  • 1,497sqft

3641 LEWIS Avenue, Phoenix

2925 Palm Lane, Phoenix, AZ, 85009 — assumable FHA mortgage at 6.35%
FHA
Active
28
$325,000$27,217 down
Rate
6.35%
7.40%today
Payment
$1,894/mo
$2,107today
  • 2beds
  • 1baths
  • 810sqft

2925 Palm Lane, Phoenix

2615 WASHINGTON Street, Phoenix, AZ, 85009 — assumable FHA mortgage at 6.50%
FHA
Active
$305,000$18,561 down
Rate
6.50%
7.40%today
Payment
$1,849/mo
$2,026today
  • 2beds
  • 1baths
  • 921sqft

2615 WASHINGTON Street, Phoenix

3307 PALM Lane, Phoenix, AZ, 85009 — assumable FHA mortgage at 6.73%
FHA
Active
21
$320,000$46,990 down
Rate
6.73%
7.40%today
Payment
$1,944/mo
$2,065today
  • 3beds
  • 2baths
  • 1,170sqft

3307 PALM Lane, Phoenix

2922 39TH Avenue, Phoenix, AZ, 85019 — assumable FHA mortgage at 6.79%
FHA
Active
14
$400,000$63,647 down
Rate
6.79%
7.40%today
Payment
$2,270/mo
$2,413today
  • 3beds
  • 2baths
  • 1,650sqft

2922 39TH Avenue, Phoenix

1414 28TH Avenue, Phoenix, AZ, 85009 — assumable FHA mortgage at 6.12%
FHA
Active
31
$480,000$104,620 down
Rate
6.12%
7.40%today
Payment
$2,385/mo
$2,719today
  • 4beds
  • 3baths
  • 1,950sqft

1414 28TH Avenue, Phoenix

2547 ADAMS Street, Phoenix, AZ, 85009 — assumable FHA mortgage at 6.34%
FHA
Active
19
$340,000Potential short sale
Rate
6.34%
7.40%today
Payment
$2,411/mo
$2,685today
  • 3beds
  • 2baths
  • 1,307sqft

2547 ADAMS Street, Phoenix

2108 HADLEY Street, Phoenix, AZ, 85009 — assumable FHA mortgage at 6.67%
FHA
Active
6
$224,999Potential short sale
Rate
6.67%
7.40%today
Payment
$1,806/mo
$1,944today
  • 2beds
  • 1baths
  • 1,155sqft

2108 HADLEY Street, Phoenix

1648 38TH Drive, Phoenix, AZ, 85009 — assumable FHA mortgage at 6.67%
FHA
Active
37
$365,000$355,072 down
Rate
6.67%
7.40%today
Payment
$68/mo
$73today
  • 4beds
  • 2baths
  • 1,055sqft

1648 38TH Drive, Phoenix

3120 PIERCE Street, Phoenix, AZ, 85009 — assumable FHA mortgage at 7.62%
FHA
Active
21
$320,000$143,327 down
Rate
7.62%
7.40%today
Payment
$1,283/mo
$1,255today
  • 4beds
  • 1baths
  • 1,285sqft

3120 PIERCE Street, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$441 /mo
Median cash to assume
$143,327
Sophia Sommer

Sophia Sommer

Realtor License: SA699033000

The Sommer Group

sophia@sommergroupaz.comThe Sommer Group logo
Equal Housing Opportunity

The Sommer Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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