Sophia Sommer

Sophia Sommer

Assumable homes for sale in Phoenix, AZ

21 homesFHA & VA loansrates from 2.65% vs 7.40% today

Phoenix assumption guide
3743 MARMORA Street, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.76%
FHA
Active
30
$434,947$26,060 down
Rate
3.76%
7.40%today
Payment
$2,072/mo
$3,093today
  • 3beds
  • 2baths
  • 1,208sqft

3743 MARMORA Street, Phoenix

3224 SWEETWATER Avenue, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.05%
FHA
Active
36
$399,990$131,337 down
Rate
3.05%
7.40%today
Payment
$1,273/mo
$2,077today
  • 4beds
  • 2baths
  • 1,679sqft

3224 SWEETWATER Avenue, Phoenix

2520 LIBBY Street, Phoenix, AZ, 85032 — assumable VA mortgage at 3.55%
VA
Active
47
$459,900$125,395 down
Rate
3.55%
7.40%today
Payment
$1,666/mo
$2,554today
  • 4beds
  • 2baths
  • 1,512sqft

2520 LIBBY Street, Phoenix

2844 MONTE CRISTO Avenue, Phoenix, AZ, 85032 — assumable VA mortgage at 3.16%
VA
Active
40
$569,900$215,669 down
Rate
3.16%
7.40%today
Payment
$1,756/mo
$2,826today
  • 8beds
  • 8baths
  • —sqft

2844 MONTE CRISTO Avenue, Phoenix

18231 41st Street, Phoenix, AZ, 85032 — assumable FHA mortgage at 2.65%
FHA
Active
39
$469,000$363,268 down
Rate
2.65%
7.40%today
Payment
$733/mo
$1,090today
  • 3beds
  • 2baths
  • 1,584sqft

18231 41st Street, Phoenix

15602 37TH Street, Phoenix, AZ, 85032 — assumable VA mortgage at 2.81%
VA
Active
51
$1,399,000$1,063,518 down
Rate
2.81%
7.40%today
Payment
$1,572/mo
$2,646today
  • 4beds
  • 3baths
  • 2,598sqft

15602 37TH Street, Phoenix

14812 45TH Way, Phoenix, AZ, 85032 — assumable VA mortgage at 2.90%
VA
Active
34
$959,900$640,936 down
Rate
2.90%
7.40%today
Payment
$1,486/mo
$2,472today
  • 4beds
  • 3baths
  • 3,139sqft

14812 45TH Way, Phoenix

14631 37TH Place, Phoenix, AZ, 85032 — assumable VA mortgage at 2.90%
VA
Active
37
$529,000$236,014 down
Rate
2.90%
7.40%today
Payment
$1,374/mo
$2,286today
  • 4beds
  • 2baths
  • 1,740sqft

14631 37TH Place, Phoenix

2031 VISTA Drive, Phoenix, AZ, 85022 — assumable VA mortgage at 3.00%
VA
Active
45
$515,000$247,547 down
Rate
3.00%
7.40%today
Payment
$1,271/mo
$2,088today
  • 4beds
  • 2baths
  • 1,332sqft

2031 VISTA Drive, Phoenix

16117 26TH Place, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.78%
FHA
Active
23
$399,000$343,539 down
Rate
3.78%
7.40%today
Payment
$387/mo
$576today
  • 4beds
  • 2baths
  • 1,506sqft

16117 26TH Place, Phoenix

16113 26TH Place, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.91%
FHA
Active
20
$395,000$316,994 down
Rate
3.91%
7.40%today
Payment
$551/mo
$808today
  • 4beds
  • 2baths
  • 1,506sqft

16113 26TH Place, Phoenix

18232 26TH Place, Phoenix, AZ, 85032 — assumable FHA mortgage at 6.71%
FHA
Active
33
$439,000$21,970 down
Rate
6.71%
7.40%today
Payment
$2,790/mo
$2,991today
  • 3beds
  • 2baths
  • 1,431sqft

18232 26TH Place, Phoenix

3417 KELTON Lane, Phoenix, AZ, 85032 — assumable FHA mortgage at 4.37%
FHA
Active
30
$559,000$310,023 down
Rate
4.37%
7.40%today
Payment
$1,447/mo
$2,008today
  • 3beds
  • 2baths
  • 1,626sqft

3417 KELTON Lane, Phoenix

19003 19TH Place, Phoenix, AZ, 85024 — assumable FHA mortgage at 6.26%
FHA
Active
22
$510,000$39,677 down
Rate
6.26%
7.40%today
Payment
$3,026/mo
$3,399today
  • 3beds
  • 2baths
  • 1,632sqft

19003 19TH Place, Phoenix

2440 WALTANN Lane, Phoenix, AZ, 85032 — assumable FHA mortgage at 4.54%
FHA
Active
20
$690,000$436,578 down
Rate
4.54%
7.40%today
Payment
$1,523/mo
$2,071today
  • 9beds
  • 5baths
  • —sqft

2440 WALTANN Lane, Phoenix

4128 COOLBROOK Avenue, Phoenix, AZ, 85032 — assumable FHA mortgage at 4.55%
FHA
Active
27
$625,000$394,183 down
Rate
4.55%
7.40%today
Payment
$1,376/mo
$1,870today
  • 3beds
  • 3baths
  • 1,848sqft

4128 COOLBROOK Avenue, Phoenix

12431 28TH Street, Phoenix, AZ, 85032 — assumable FHA mortgage at 6.26%
FHA
Active
6
$489,000$84,522 down
Rate
6.26%
7.40%today
Payment
$2,602/mo
$2,923today
  • 3beds
  • 2baths
  • 1,242sqft

12431 28TH Street, Phoenix

1920 BELL Road #1053, Phoenix, AZ, 85022 — assumable VA mortgage at 6.81%
VA
Active
27
$350,000$47,073 down
Rate
6.81%
7.40%today
Payment
$2,062/mo
$2,188today
  • 2beds
  • 3baths
  • 1,344sqft

1920 BELL Road #1053, Phoenix

16238 30th Terrace #23, Phoenix, AZ, 85032 — assumable FHA mortgage at 5.25%
FHA
Active
31
$300,000$227,814 down
Rate
5.25%
7.40%today
Payment
$615/mo
$771today
  • 2beds
  • 3baths
  • 1,336sqft

16238 30th Terrace #23, Phoenix

16015 30TH Street #103, Phoenix, AZ, 85032 — assumable FHA mortgage at 6.54%
FHA
Active
25
$305,000$94,064 down
Rate
6.54%
7.40%today
Payment
$1,365/mo
$1,489today
  • 3beds
  • 3baths
  • 1,429sqft

16015 30TH Street #103, Phoenix

15039 24th Place, Phoenix, AZ, 85032 — assumable FHA mortgage at 6.71%
FHA
Active
25
$408,000Potential short sale
Rate
6.71%
7.40%today
Payment
$2,949/mo
$3,161today
  • 3beds
  • 3baths
  • 1,638sqft

15039 24th Place, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$387 /mo
Median cash to assume
$231,914
Sophia Sommer

Sophia Sommer

Realtor License: SA699033000

The Sommer Group

sophia@sommergroupaz.comThe Sommer Group logo
Equal Housing Opportunity

The Sommer Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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